Payfound makes sure your invoices get paid.
Every day, automatically, in your own style. Connected to your books, with Dutch law on your side.
No card needed. Nothing goes to your clients until you sign.
What waiting costs you
- Two in three
- Dutch small businesses lose revenue to invoices that go unpaid: by their own estimate €20,000 a year on average.Exact MKB Barometer 2026
- A quarter
- of invoices (25.3%) from Dutch companies were not paid within the agreed term in 2025.Altares
What happens, day by day
The default sequence. You change days, channels and tone, also per client.
- -3Reminder before due
- +1Email
- +7SMS
- +10Phone call
- +14Formal notice
- +30Handover proposal
- -3Reminder before dueA friendly email with an iDEAL link, three days before the due date.
- +1EmailShort and businesslike, in your name, with the payment link.
- +7SMSA short message with the link, in one text. It almost always gets read.
- +10Phone callA digital assistant calls accounts payable, says what it is, and asks when payment will come.
- +14Formal noticeWith the statutory fee and interest, calculated to the day. By post too if you like.
- +30Handover proposalTo a lawyer or bailiff. Only when you approve it, per invoice.
The day 1 reminder, as your client reads it
Invoice 2041 for €1,865.00 is still open
Dear Martin de Groot, Invoice 2041 for €1,865.00 was due on 3 November and is still open. Could you pay it this week? You can use this link: https://pay.payfound.app/v/8Kq2 If payment is delayed further, we will add the statutory fee of €40 and statutory commercial interest. If you have already paid, our messages crossed and there is nothing you need to do. Kind regards, Sanne Veld Owner, Veld & Co
A payment, a payment plan or a dispute stops the ladder at once.
Sole traders, partnerships, freelancers and private persons only get a friendly reminder before the due date. After that Payfound sends nothing: no texts, no calls, no formal notice, no fees.
Why an invoice stays unpaid
Usually it is something small. Payfound asks, and fixes it.
| The client says | Payfound does |
|---|---|
| “There is no order number on it.” | Asks you for the number and sends the invoice again. |
| “Never received it.” | Sends the invoice again right away, to the right address. |
| “I no longer work here.” | Updates the contact and sends the invoice there. |
| “The work is not finished.” | Pauses the follow-up and puts the dispute in front of you. |
| “Can we pay in parts?” | Proposes a plan within your limits and tracks the instalments. |
Dutch law is on your side
When a business client pays late, you are entitled to at least €40 compensation per invoice plus statutory commercial interest, now 10.4% a year. Large companies and public bodies may not make you wait more than 30 days.
Payfound states this in every reminder. It is a policy, not a surprise. You choose per client: always, waive the first time, or never.
Clients who paid late over the last five years? With a one-off backlog claim you choose which fees and interest to claim after all.
Work it out
- Fixed compensation
- €40.00
- Commercial interest
- €61.55
- You may add
- €101.55
Calculated with the official half-year rates, the way Payfound does it.
What it costs
A fixed monthly price, and a success fee only when Payfound brings money in.
| Start | Up to 50 invoices a month | €49per monthUp to 50 invoices a month |
|---|---|---|
| Growth | Up to 200 invoices a month | €99per monthUp to 200 invoices a month |
| Pro | Up to 500 invoices a month | €199per monthUp to 500 invoices a month |
Plus 10% of what Payfound collects on invoices that were more than 30 days overdue, and 30% of the fees and interest that come in.
Prices excl. VAT. 14 days free, cancel monthly.
All prices and a worked exampleQuestions
Will my clients notice Payfound?
Messages go out in your name, from your address, in your style. When the assistant calls, it says at the start that it is your company's digital assistant. The law requires that, and it is fairer too.
What if a client already paid?
Payfound sees payments through Mollie and your books and stops at once. If a client says they paid, Payfound waits three days for the payment to arrive.
Will it cost me clients?
The tone stays calm, also when it gets firmer. You choose per client how friendly. VIP clients get no fees and are only called when you approve.
Can I really charge the €40 and the interest?
Yes, with business clients under Dutch law (art. 6:96 and 6:119a BW). Payfound calculates it per half-year rate, in code, not with AI.
Which accounting software works?
Moneybird, with a direct connection. Anything else through an Excel or CSV export that you upload. Exact Online is coming soon.
Where is my data?
In the EU, encrypted and kept apart per customer. Payfound only uses your clients' data to get your invoices paid.
How do I start?
You answer fifteen short questions, connect your books and sign the authorization. Then you see every message as a preview first, until you go live.